In 2026, qualifying Texas homeowners age 65+ or disabled get a $60K school exemption, added to the state's $140K general homestead exemption.
The ceiling generally keeps school district taxes at the first qualifying year's level, even as appraisals change; other local taxes depend on separate adopted ceilings.
Moving within Texas transfers the benefit as a percentage, not the old dollar cap: a 25% prior ratio makes a new $6K school bill $1.5K.
A surviving spouse can keep the school tax ceiling if at least 55 when the owner died and the home remains that spouse's homestead.
Before moving, contact both Texas appraisal districts, request the ceiling certificate, confirm homestead and age-65 qualification, and do not assume closing paperwork completed.
Texas Tax Ceilings Transfer as Percentages | Looking for a REALTOR® you can trust? Let’s make your next move with confidence. Committed to Service. Driven by Integrity.

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