{"id":100,"date":"2026-10-08T12:00:00","date_gmt":"2026-10-08T12:00:00","guid":{"rendered":"https:\/\/www.texaspropertiesbylucy.com\/blog\/?p=100"},"modified":"2026-10-08T12:00:00","modified_gmt":"2026-10-08T12:00:00","slug":"closing-costs-can-reach-5-of-your-loan-looking-for-a-realtor-you-can-trust-lets-make-your-next-move-with-confidence-committed-to-service-driven-by-integrity","status":"publish","type":"post","link":"https:\/\/www.texaspropertiesbylucy.com\/blog\/2026\/10\/08\/closing-costs-can-reach-5-of-your-loan-looking-for-a-realtor-you-can-trust-lets-make-your-next-move-with-confidence-committed-to-service-driven-by-integrity\/","title":{"rendered":"Closing Costs Can Reach 5% of Your Loan | Looking for a REALTOR\u00ae you can trust? Let&#8217;s make your next move with confidence. Committed to Service. Driven by Integrity."},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/lucy-alvarez\/closing-costs-home-remotion-videos-dd05\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Closing costs are separate from the down payment and usually paid upfront to finalize a mortgage, covering lender, property, legal, tax, insurance and escrow charges.<br \/>\nFor most US buyers, closing costs typically run ~2%-5% of the loan amount, not the purchase price, so budgeting beyond the down payment matters.<br \/>\nCommon charges include origination or underwriting fees, appraisal, inspection, survey, title work, attorney costs, recording fees, prepaid taxes, insurance and initial escrow funding.<br \/>\nBuyers usually pay most closing costs, while sellers cover their own expenses; concessions may help in slower markets, sometimes through a higher offer price.<br \/>\nBefore closing, compare lender estimates, review the final disclosure early, ask about credits or assistance, and watch for duplicate fees or drained savings.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Closing costs are separate from the down payment and usually paid upfront to finalize a mortgage, covering lender, property, legal, tax, insurance and escrow charges. For most US buyers, closing costs typically run ~2%-5% of the loan amount, not the purchase price, so budgeting beyond the down payment matters. Common charges include origination or underwriting [&hellip;]<\/p>\n","protected":false},"author":404,"featured_media":101,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-100","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/posts\/100","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/users\/404"}],"replies":[{"embeddable":true,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/comments?post=100"}],"version-history":[{"count":1,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/posts\/100\/revisions"}],"predecessor-version":[{"id":102,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/posts\/100\/revisions\/102"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/media\/101"}],"wp:attachment":[{"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/media?parent=100"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/categories?post=100"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/tags?post=100"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}