{"id":87,"date":"2026-10-05T15:00:00","date_gmt":"2026-10-05T15:00:00","guid":{"rendered":"https:\/\/www.texaspropertiesbylucy.com\/blog\/?p=87"},"modified":"2026-10-05T15:00:00","modified_gmt":"2026-10-05T15:00:00","slug":"bargain-hunting-with-rates-above-7-looking-for-a-realtor-you-can-trust-lets-make-your-next-move-with-confidence-committed-to-service-driven-by-integrity","status":"publish","type":"post","link":"https:\/\/www.texaspropertiesbylucy.com\/blog\/2026\/10\/05\/bargain-hunting-with-rates-above-7-looking-for-a-realtor-you-can-trust-lets-make-your-next-move-with-confidence-committed-to-service-driven-by-integrity\/","title":{"rendered":"Bargain Hunting With Rates Above 7% | Looking for a REALTOR\u00ae you can trust? Let&#8217;s make your next move with confidence. Committed to Service. Driven by Integrity."},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/lucy-alvarez\/bargain-hunting-mortgage-remotion-videos-a922\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>With mortgage rates continuing to hover above 7%, it\u2019s understandable that affordability is weighing on many buyers\u2019 minds. As someone who guides clients through both resale and new construction here in San Antonio, I know how crucial it is to plan ahead in a shifting market. Recent studies suggest that building a rate cushion\u2014anticipating a potential half-point increase in the next three months, three-quarters by six months, and up to a full point over the next year\u2014can help buyers prepare for the unexpected.<\/p>\n<p>Interestingly, buyers who waited until later in the year often found more negotiating power: typical homes were about 5% less expensive in early Q4 compared to late Q2, with fewer competing offers and more opportunity to negotiate on price or terms. Last month\u2019s roughly five-month supply meant buyers could also negotiate more confidently on closing costs, discount points, or even temporary rate buydowns.<\/p>\n<p>Markets are signaling the possibility of further Fed tightening, but the long-term goal remains steady inflation\u2014which could eventually bring some relief to those mortgage costs. My approach is always hands-on, detail-focused, and rooted in helping clients move forward with confidence, whatever the market brings.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>With mortgage rates continuing to hover above 7%, it\u2019s understandable that affordability is weighing on many buyers\u2019 minds. As someone who guides clients through both resale and new construction here in San Antonio, I know how crucial it is to plan ahead in a shifting market. Recent studies suggest that building a rate cushion\u2014anticipating a [&hellip;]<\/p>\n","protected":false},"author":404,"featured_media":88,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-87","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/posts\/87","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/users\/404"}],"replies":[{"embeddable":true,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/comments?post=87"}],"version-history":[{"count":1,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/posts\/87\/revisions"}],"predecessor-version":[{"id":90,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/posts\/87\/revisions\/90"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/media\/88"}],"wp:attachment":[{"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/media?parent=87"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/categories?post=87"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.texaspropertiesbylucy.com\/blog\/wp-json\/wp\/v2\/tags?post=87"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}